Retirement

  • Should I Consider Social Security Benefits In My Retirement Plan?

    Continue reading
  • Magic of Roth IRA

    The Magic of a Roth IRA

    A Roth IRA (Individual Retirement Account) offers a unique advantage for many investors; the magical ability to earn tax-free income. These tax-advantaged accounts allow you to indefinitely grow your investments without ever paying Federal income tax on interest, dividends, or capital gains. I say “indefinitely” because, as opposed to Traditional IRAs, there is no required minimum distribution (RMD) requirement after […]

    Continue reading
  • Amazonian’s $1 Billion Retirement Bet

    Amazon employees have invested $1 billion of their 401(k) retirement funds[1] in their employer’s stock—by far the single largest holding in Amazon’s 401(k) plan. Luckily, this was a very good bet during 2017 (up 56%) and has continued to be an outstanding investment during 2018 (up over 70% as of end of September). Implying a potential gain of $700 million […]

    Continue reading
  • Maximize your after tax 401k

    Save Taxes on 401(k) Distributions

    Preferential Tax Treatment on Company Stock in Your 401(k) If you hold shares of your employer’s stock in your 401(k) account, there is an IRS rule with the potential to significantly reduce your future tax burden. The rule pertains to net unrealized appreciation (NUA). NUA is the difference between the price you originally paid for a stock (i.e., your cost […]

    Continue reading
  • Financial Ribbernecking - how do you stack up?

    How Do You Stack Up?

    Employees at technology companies—as a group—are highly compensated. Nonetheless, it may not feel like it, given the high cost of living in tech hubs like Seattle or the San Francisco Bay Area. To keep grounded in reality, I look forward every three years to the Federal Reserve Board’s Survey of Consumer Finances for the latest household income and net worth […]

    Continue reading
  • Guidance for Amazon Employees

    Savings Strategies for New Parents

    As life starts settling back to a normal routine following the arrival of your child, your attention will turn to the daunting prospect of funding their education. Beyond the basic need to stash away dollars, there is a myriad of choices today for educational savings. Plus, keeping your retirement savings on track will avoid requiring your son or daughter to […]

    Continue reading
1 2
Get Your “Guide to Successful Investing”
Download PDF
Our Mission
Contribute financial wisdom for Seattle's technology company employees; provide education on the financial benefits available, and prepare employees to be savvy in the management of their personal wealth.
  • Your financial future
  • 401(k) plan options
  • Employee stock purchase plan
  • Restricted Stock
  • Compensation structure
LinkedIn
Facebook
Twitter